100% Accurate 401(k) Calculator

Balance Projections • Early Withdrawal Analysis • Employer Match Optimization - Zero-Defect IRS-Compliant

Basic Information

Current Age

years

Retirement Age

years

Current Salary

Current 401(k) Balance

Contributions

Your Contribution

Employer Match

Match Limit

Catch-Up (Age 50+)

Year-End True-Up

Investment Returns

Annual Return

Expense Ratio

Salary Increase

Early Withdrawal

Withdrawal Amount

Federal Tax Rate

State Tax Rate

Local Tax Rate

Disability

Rule of 55

72(t) SEPP

QDRO

Match Optimizer

Pay Frequency

Vesting Schedule

Years of Service

years

401(k) Analysis

Complete the form and click Calculate

Balance Projection

Early Withdrawal

Match Optimizer

SEC/FINRA Disclaimer: This tool is for educational purposes only. Consult a licensed financial advisor and tax professional for personalized guidance.

100% Accurate 401(k) Calculator

Basic Information

Contributions

Investment Returns

Early Withdrawal

Match Optimizer

401(k) Analysis

Balance at Retirement

Total Contributions

Total Employer Match

Investment Growth

Vested Match

Monthly Income (4%)

Balance Growth

Contribution Breakdown

Gross Withdrawal

Federal Tax

State Tax

Local Tax

10% Penalty

Net Received

Total Tax & Penalty

Effective Rate

Optimal Contribution Window

Lower Bound

Upper Bound

Max Annual Match

True-Up Amount

Forfeited if Below

Forfeited if Above